No One Moves! Foreclosure Resistance in Boston

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Winter 2010; Source: Harvard Law School Bulletin | The student run organization, Harvard Legal Aid Bureau, in league with community group Vida Urbana, have organized Boston-area law students from eight local schools to help prevent foreclosures in some of the poorer communities in Boston.

The project is an interesting collaboration between community members, law students, and a nonprofit organizing group—see a video for a sense of the spirit of the endeavor.

HLAB students research properties that have been newly listed for foreclosure, then canvass door-to-door at those properties. Its strategy includes informing people of their legal rights, direct representation of clients in need, legislative advocacy and pressuring banks to change their tactics.

The results to date? While not everyone has been able to keep their homes, “under pressure by the student advocates and community partners, banks are selling foreclosed-on properties to the tenants or the former homeowners at prices reflecting the current value, which is typically around 50 percent less than the outstanding mortgage.”—Ruth McCambridge

  • Bethany Stamps

    😕
    Okay…that’s great, but the people I know who are facing foreclosure STILL wouldn’t be able to afford the homes they’re in, even at current value. Their job situations have changed and/or they got in over their heads financially. Also, who ends up paying for these write-offs and adjustments in the long run? Someone must, realistically speaking. And it ends up being people like me and my husband, which I resent. Especially when I know people who are living in a very expectant way – accumulating debt which they then declare bankruptcy on, expecting everyone else to assume their debt. Then they expect bailouts for their homes. Where does it end?